.ikow{--ow-ink:#263a47;--ow-teal:#0b4f5a;--ow-pale:#fbf8f1;--ow-line:#d7e0e4;color:var(--ow-ink);font-family:inherit;font-size:16px;line-height:1.9;text-align:left}
.ikow *{box-sizing:border-box}.ikow a{color:var(--ow-teal);text-decoration:underline;text-underline-offset:3px}.ikow h2,.ikow h3,.ikow p{margin-top:0}.ikow h2{font-size:clamp(25px,3vw,39px);line-height:1.5;letter-spacing:.025em;font-weight:750;color:var(--ow-ink);margin-bottom:22px}.ikow h3{font-size:19px;line-height:1.6;color:var(--ow-ink);margin-bottom:14px}.ikow p{margin-bottom:20px}.ikow .ikow-eyebrow{font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--ow-teal);margin-bottom:16px}.ikow .ikow-note{font-size:12px;line-height:1.85;color:#455964;margin-top:15px;margin-bottom:0}.ikow .ikow-button{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:56px;padding:15px 25px;border:1px solid var(--ow-teal);border-radius:5px;background:var(--ow-teal);color:#fff;text-decoration:none;font-size:15px;font-weight:700;line-height:1.6;text-align:center;cursor:pointer;box-shadow:0 5px 14px #0b4f5a20;transition:background .18s,transform .18s}.ikow .ikow-button:hover{background:#122b3a;color:#fff;transform:translateY(-1px)}.ikow a:focus-visible,.ikow button:focus-visible,.ikow input:focus-visible{outline:3px solid #b58a3b;outline-offset:4px}.ikow .ikow-button-full{width:100%}.ikow-section{padding:64px 0}.ikow-hero{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(260px,.8fr);gap:40px;align-items:center;padding:55px 46px;background:linear-gradient(130deg,#fbf8f1 0%,#ffffff 68%,#e7eeeb 100%);border-radius:10px;border:1px solid var(--ow-line)}.ikow-hero-copy>p:not(.ikow-eyebrow):not(.ikow-note){max-width:590px}.ikow-hero h2{font-size:clamp(28px,3.4vw,45px);line-height:1.5;margin-bottom:22px}.ikow .ikow-lead{font-size:20px;font-weight:700;margin-bottom:17px}.ikow-book-wrap{display:flex;align-items:center;justify-content:center;padding:25px 5px}.ikow-book{position:relative;display:flex;flex-direction:column;min-height:365px;width:270px;padding:28px 26px 23px 32px;color:#fff;background:linear-gradient(145deg,#122b3a,#083b45 65%,#122b3a);border-radius:2px 8px 8px 2px;box-shadow:-9px 6px 0 #d7e0e4,13px 22px 30px #263a4730;transform:rotate(4deg);border-left:5px solid #083b45}.ikow-book-brand{font-size:12px;letter-spacing:.04em}.ikow-book-line{margin:30px 0 20px;width:37px;height:3px;background:#b58a3b}.ikow-book strong{font-size:27px;line-height:1.65;letter-spacing:.03em}.ikow-book-sub{font-size:10px;line-height:1.9;margin-top:19px;color:#dfebf1}.ikow-book-bottom{display:flex;justify-content:space-between;gap:10px;font-size:8px;letter-spacing:.08em;border-top:1px solid #455964;margin-top:auto;padding-top:20px}.ikow-book-bottom b{font-size:8px;letter-spacing:.04em}.ikow-strip{display:flex;justify-content:center;gap:30px;padding:22px 10px;border-bottom:1px solid var(--ow-line);font-size:13px;font-weight:700}.ikow-strip span:before{content:'✓';margin-right:9px;color:var(--ow-teal)}.ikow-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:32px}.ikow-cards article{border:1px solid var(--ow-line);border-radius:8px;padding:28px 24px;background:#fff}.ikow-cards article p{font-size:14px;margin-bottom:0}.ikow-number{display:block;color:var(--ow-teal);font-family:Arial,sans-serif;font-size:29px;font-weight:700;line-height:1;margin-bottom:22px}.ikow-outline{display:grid;grid-template-columns:1fr 1.35fr;gap:40px;border-top:1px solid var(--ow-line)}.ikow-outline>div>p:last-child{font-size:14px;max-width:340px}.ikow-outline ol{list-style:none!important;padding:0!important;margin:0!important;align-self:center}.ikow-outline li{display:flex;gap:22px;border-bottom:1px solid var(--ow-line);padding:18px 0;margin:0!important;font-size:14px}.ikow-outline li b{flex:0 0 57px;color:var(--ow-teal);font-size:13px}.ikow-registration{display:grid;grid-template-columns:1fr 1.15fr;gap:44px;background:var(--ow-pale);border:1px solid var(--ow-line);border-radius:10px;padding:46px 40px;scroll-margin-top:110px}.ikow-form-intro>p{font-size:14px}.ikow-form-intro ul{list-style:none!important;margin:25px 0!important;padding:0!important}.ikow-form-intro li{font-size:14px;margin:0 0 9px!important}.ikow-form-intro li:before{content:'✓';margin-right:10px;color:var(--ow-teal);font-weight:700}.ikow-form-panel{padding:30px;background:#fff;border:1px solid var(--ow-line);border-radius:8px;box-shadow:0 10px 26px #263a4708}.ikow-label{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:700;margin-bottom:8px}.ikow-label span,.ikow-consent b{background:#fbf8f1;color:#122b3a;border-radius:3px;padding:1px 5px;font-size:10px;font-weight:700}.ikow .ikow-input{display:block;width:100%;height:49px;background:#fff;border:1px solid #becdd6;border-radius:4px;padding:10px 12px;color:var(--ow-ink);font-family:inherit;font-size:16px;margin:0 0 23px;box-shadow:none}.ikow .ikow-input::placeholder{color:#72828f;opacity:1}.ikow-privacy{padding:17px 18px;background:#ffffff;border:1px solid var(--ow-line);border-radius:4px;margin-bottom:22px}.ikow-privacy p{font-size:12px;margin-bottom:12px}.ikow-privacy p:first-child{margin-bottom:8px}.ikow-consent{display:flex;align-items:flex-start;gap:10px;font-size:13px;line-height:1.75;cursor:pointer}.ikow-consent input{flex:0 0 18px;width:18px;height:18px;margin:3px 0 0;accent-color:var(--ow-teal)}.ikow-consent b{white-space:nowrap;margin-left:4px}.ikow-honeypot{position:absolute!important;left:-10000px!important;top:auto;width:1px;height:1px;overflow:hidden}.ikow-sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.ikow-message{border:1px solid #d3a8a2;border-left:4px solid #a02a21;padding:14px;background:#fff6f4;font-size:13px;line-height:1.8;color:#802c26;margin-bottom:24px}.ikow-success h3{font-size:22px;margin-bottom:15px}.ikow-success p{font-size:14px}.ikow-success-mark{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;background:#e4f3ee;color:#08765c;border-radius:50%;font-size:23px;font-weight:bold;margin-bottom:20px}.ikow-next{border-top:1px solid var(--ow-line);margin-top:28px;padding-top:25px}.ikow-next h3{font-size:17px;margin-bottom:10px}.ikow-next p,.ikow-next a{font-size:13px}.ikow-next a{font-weight:700}.ikow-consult{max-width:850px;margin:15px auto 0;text-align:center}.ikow-consult>p:not(.ikow-note):not(.ikow-eyebrow){max-width:710px;margin-left:auto;margin-right:auto}.ikow-consult-points{display:flex;justify-content:center;flex-wrap:wrap;gap:8px 24px;font-size:12px;font-weight:700;color:var(--ow-teal);margin-top:28px}.ikow-consult .ikow-button{margin-top:28px}.ikow-teaser{display:grid;grid-template-columns:1.5fr .7fr;align-items:center;gap:55px;background:linear-gradient(120deg,#fbf8f1,#ffffff);border:1px solid var(--ow-line);border-radius:10px;padding:46px!important;max-width:1120px;margin:40px auto 80px!important}.ikow-teaser>div>p:not(.ikow-eyebrow):not(.ikow-note){font-size:15px;max-width:650px}.ikow-teaser h2{font-size:32px}.ikow-teaser-book{display:flex;flex-direction:column;justify-content:space-between;min-height:260px;max-width:230px;width:100%;padding:25px;background:#122b3a;color:#fff;border-left:5px solid #083b45;border-radius:2px 6px 6px 2px;box-shadow:-6px 5px 0 #d7e0e4,10px 15px 22px #263a4720;transform:rotate(3deg)}.ikow-teaser-book span{font-size:9px;letter-spacing:.14em;color:#ecd29a}.ikow-teaser-book strong{font-size:22px;line-height:1.7;letter-spacing:.04em}.ikow-teaser-book small{font-size:8px;border-top:1px solid #455964;padding-top:15px}.ikow-footer{display:flex;align-items:center;justify-content:center;gap:35px;max-width:1120px;padding:22px 28px;margin:25px auto 85px;border:1px solid var(--ow-line);background:#fbf8f1;border-radius:5px;font-size:13px}.ikow-footer strong{margin-left:10px}.ikow-footer a{font-weight:700;white-space:nowrap}
.ikow-registration .ikow-form-intro h2{font-size:clamp(25px,2.5vw,32px)}
@media(max-width:900px){.ikow-hero{gap:26px;padding:37px 30px;grid-template-columns:minmax(0,1fr) 250px}.ikow-book{width:220px;min-height:330px;padding:25px 20px 20px 24px}.ikow-book strong{font-size:24px}.ikow-book-line{margin:24px 0 15px}.ikow-book-bottom{font-size:7px;gap:5px}.ikow-cards{gap:14px}.ikow-cards article{padding:24px 18px}.ikow-cards h3{font-size:17px}.ikow-registration{gap:28px;padding:35px 28px}.ikow-form-panel{padding:24px}.ikow-teaser{margin-left:22px!important;margin-right:22px!important;gap:35px;padding:36px!important}.ikow-strip{gap:19px;font-size:11px}.ikow-footer{margin-left:20px;margin-right:20px;gap:20px}}
@media(max-width:680px){.ikow-hero{grid-template-columns:1fr;padding:30px 23px;gap:0}.ikow-hero h2{font-size:30px}.ikow .ikow-lead{font-size:18px}.ikow-hero-copy>p{font-size:14px}.ikow-book-wrap{padding:27px 0 16px}.ikow-book{width:215px;min-height:310px}.ikow-book strong{font-size:23px}.ikow-strip{flex-wrap:wrap;gap:5px 15px;padding:17px 5px;font-size:11px}.ikow-section{padding:42px 0}.ikow-cards{grid-template-columns:1fr;margin-top:25px;gap:14px}.ikow-cards article{padding:24px}.ikow-number{font-size:24px;margin-bottom:14px}.ikow-cards h3{font-size:19px}.ikow-outline{grid-template-columns:1fr;gap:8px}.ikow-outline>div>p:last-child{max-width:none}.ikow-outline li{gap:15px;padding:15px 0;font-size:13px}.ikow-registration{grid-template-columns:1fr;padding:30px 20px;gap:25px;scroll-margin-top:85px}.ikow-form-panel{padding:22px 18px}.ikow-form-intro h2{font-size:25px}.ikow .ikow-button{font-size:14px;padding:14px 20px;gap:10px}.ikow-consult{padding:45px 7px}.ikow-consult>p{font-size:14px}.ikow-consult-points{flex-direction:column;gap:5px}.ikow-teaser{grid-template-columns:1fr;gap:28px;padding:30px 23px!important;margin:30px 16px 50px!important}.ikow-teaser h2{font-size:26px}.ikow-teaser-book{max-width:190px;min-height:235px;margin:0 auto}.ikow-teaser-book strong{font-size:20px}.ikow-footer{display:block;text-align:center;margin-bottom:85px;font-size:12px;padding:20px}.ikow-footer strong{display:block;margin-left:0}.ikow-footer a{display:inline-block;margin-top:8px}}
@media(prefers-reduced-motion:reduce){.ikow .ikow-button{transition:none}.ikow .ikow-button:hover{transform:none}}

/* All typography and contrast resets belong to the new guide block. */
html body .ikow h1,html body .ikow h2,html body .ikow h3{background:transparent!important;border:0!important;padding:0!important;color:var(--ow-ink)!important;box-shadow:none!important;margin-top:0!important}
html body .ikow h1::before,html body .ikow h1::after,html body .ikow h2::before,html body .ikow h2::after,html body .ikow h3::before,html body .ikow h3::after{content:none!important;display:none!important;border:0!important;background:transparent!important;box-shadow:none!important}
html body #ikow-guide.ikow .ikow-hero h1{font-size:clamp(28px,3.4vw,45px)!important;line-height:1.5!important;letter-spacing:.025em;font-weight:750;margin:0 0 22px!important}
html body .ikow a.ikow-button,html body .ikow a.ikow-button:visited,html body .ikow a.ikow-button:hover,html body .ikow a.ikow-button:focus-visible,html body .ikow button.ikow-button,html body .ikow .ikow-button span{color:#fff!important;text-decoration:none!important}
html body .ikow .ikow-book strong,html body .ikow .ikow-book .ikow-book-brand,html body .ikow .ikow-book .ikow-book-bottom,html body .ikow .ikow-book .ikow-book-bottom b,html body .ikow .ikow-teaser-book strong,html body .ikow .ikow-teaser-book small{color:#fff!important}
html body .ikow .ikow-book .ikow-book-sub{color:#dfebf1!important}
html body .ikow .ikow-teaser-book span{color:#ffe3a3!important}
html body .iv4-root #ikow-home-teaser.ikow h2{color:#263a47!important;font-size:clamp(26px,3vw,32px)!important;line-height:1.5!important;margin:0 0 22px!important}
html body .iv4-root #ikow-home-teaser.ikow p{color:#263a47!important;line-height:1.9!important}
html body .iv4-root #ikow-home-teaser.ikow p.ikow-eyebrow{color:#0b4f5a!important}
html body .iv4-root #ikow-home-teaser.ikow p.ikow-note{color:#455964!important}
html body .iv4-root #ikow-home-teaser.ikow a.ikow-button{background:#0b4f5a!important;border-color:#0b4f5a!important}
html body .iv4-root #ikow-home-teaser.ikow a.ikow-button:hover,html body .iv4-root #ikow-home-teaser.ikow a.ikow-button:focus-visible{background:#122b3a!important}

#ikow-guide.ikow{max-width:1160px;margin:0 auto;padding:0;min-width:0}
#ikow-guide.ikow .ikow-masthead{display:flex;align-items:center;justify-content:space-between;gap:18px;margin:0 0 28px;padding:0 0 22px;border-bottom:1px solid var(--ow-line)}
#ikow-guide.ikow .ikow-masthead-logo{display:block;flex:0 1 260px;width:260px;max-width:260px;min-width:0;line-height:0}
#ikow-guide.ikow .ikow-masthead-logo img{display:block;width:100%!important;max-width:100%!important;height:auto!important;margin:0!important;object-fit:contain!important}
#ikow-guide.ikow .ikow-masthead-cta{display:inline-flex;align-items:center;justify-content:center;gap:7px;flex:0 0 auto;min-height:44px;padding:10px 18px;background:#0b4f5a;border:1px solid #0b4f5a;border-radius:5px;color:#fff!important;font-size:14px;font-weight:700;line-height:1.4;text-decoration:none!important;white-space:nowrap}
#ikow-guide.ikow .ikow-masthead-cta span{color:#fff!important}
#ikow-guide.ikow .ikow-masthead-cta:hover,#ikow-guide.ikow .ikow-masthead-cta:focus-visible{background:#122b3a;color:#fff!important}

/* The dedicated guide uses the observed SWELL wrappers and its own masthead. */
html body #body_wrap.ikow-guide-page #content.l-content{display:block!important;width:calc(100% - 48px)!important;max-width:1160px!important;margin:0 auto!important;padding:24px 0 64px!important}
html body #body_wrap.ikow-guide-page #content #main-content.l-mainContent{float:none!important;flex:none!important;width:100%!important;max-width:none!important;margin:0!important;padding:0!important}
html body #body_wrap.ikow-guide-page #content #main-content>.l-mainContent__inner,html body #body_wrap.ikow-guide-page #content #main-content .post_content{width:100%!important;max-width:none!important;margin:0!important;padding:0!important}
html body #body_wrap.ikow-guide-page #content>.l-sidebar{display:none!important}
/* Fit only the new seven-item desktop list; preserve the native mobile panel. */
@media(min-width:1101px){html body #body_wrap.home .iv4-root header.iv4-header nav.iv4-nav>ul.iv4-nav-list.ikow-has-guide{gap:10px!important;flex-wrap:nowrap!important}html body #body_wrap.home .iv4-root header.iv4-header nav.iv4-nav>ul.iv4-nav-list.ikow-has-guide>li{flex:0 0 auto!important}html body #body_wrap.home .iv4-root header.iv4-header nav.iv4-nav>ul.iv4-nav-list.ikow-has-guide>li>a{white-space:nowrap!important}}
@media(max-width:680px){html body #ikow-guide.ikow .ikow-hero h1{font-size:30px!important}#ikow-guide.ikow .ikow-masthead{gap:12px;margin-bottom:20px;padding-bottom:18px}#ikow-guide.ikow .ikow-masthead-logo{flex-basis:200px;width:200px;max-width:200px}#ikow-guide.ikow .ikow-masthead-cta{min-height:40px;padding:8px 10px;font-size:12px}html body #body_wrap.ikow-guide-page #content.l-content{width:calc(100% - 32px)!important;padding:16px 0 44px!important}}
@media(max-width:480px){html body #ikow-guide.ikow .ikow-hero h1#ikow-heading{font-size:clamp(20px,6.8vw,28px)!important;letter-spacing:0!important;text-wrap:balance}}

/* Balance the mobile guide labels and subtitle without changing their markup. */
@media(max-width:480px){html body #ikow-guide.ikow p{text-wrap:pretty}html body #ikow-guide.ikow p.ikow-eyebrow,html body #ikow-guide.ikow p.ikow-lead,html body #ikow-guide.ikow p.ikow-lead>small{text-wrap:balance}}
@media(max-width:480px){html body #ikow-guide.ikow p.ikow-lead>br{display:none}html body #ikow-guide.ikow p.ikow-lead>small{display:block}}

